Our site is designed to provide you with straightforward information about how you could potentially ease your debt problems. You can then use our simple Debt Test to establish if you’re likely to qualify for a solution. Should you be likely to qualify, your case will be handled by one of our expert debt advisers. Your adviser will conduct a full financial review to identify the best solution for your own individual circumstances. All of this is free and there is no obligation for you to action any recommendation made.